The offcard guide
Virtual Visa card with Apple Pay and Google Pay
Use an offcard Visa virtual card online or add it to a phone for contactless checkout.
Get started
Total balance
$4,321.02
•••• 4930
Spend
$870.00
Available
$3,451
Netflix
Today, 10:24
•••• 4930
Deposit
$5–$15,000
Card issue
$49 once
Card funding
$1 flat
Start in three steps
01
Sign up with email.
02
Deposit the right coin and network.
03
Create and fund your Visa.
A virtual Visa that travels with your phone
The offcard card is a Visa virtual card issued instantly from the dashboard. Rather than waiting for a physical delivery, you can reveal its number, expiry date and CVV when an online merchant needs them, then add it to Apple Pay or Google Pay for contactless payments.
Apple Pay and Google Pay make the virtual card practical at supported terminals. The card remains managed in offcard: that means card details, balance movement and controls are kept in the dashboard even when the phone is the payment device.
Starting with crypto
Sign up with an email address, deposit supported crypto and create a card from available USD balance. offcard does not request identity documents to open an account or create a card. Deposits start at $5, go up to $15,000 and have a 5% fee.
Card issuance is $49 once. Your first card load must be $10 or more, and each later top-up is at least $5. Moving balance onto a card costs $1. These are different from any fees a merchant or mobile wallet may show at checkout.
Online checkout and 3-D Secure
A mobile wallet is useful in person, but the same Visa details can also be used online. Some merchants require 3-D Secure as another checkout step. When an eligible 3-D Secure request arrives, the one-time code is shown instantly in your offcard dashboard.
That design makes it easier to keep an eye on a payment while not relying on a separate SMS message. Card authorisation is $0.30 per transaction and foreign-currency transactions are 1.5%. Use the dashboard to block or unblock the card if you need to pause it.
Controls beyond the wallet
You can set a card PIN for supported ATM withdrawals, withdraw eligible money back to the available balance, or close a card entirely. The mobile wallet is a payment method, not the only place the card exists.
For a complete overview of supported cryptocurrencies and networks, visit the crypto page. For payout information, see send to bank. The features page explains the card controls in more detail.
Frequently asked questions
Yes. Add the offcard Visa virtual card to Apple Pay for contactless payments.