USDT Visa card

USDT is familiar, networks are not interchangeable

USDT is designed to track the US dollar, which makes it a common asset for people planning a payment instead of a long-term trade. The token exists on multiple chains. offcard supports USDT on Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Avalanche, Solana and TON. The coin name may be the same; the deposit route is not.

Choose USDT and then choose the exact network you will send from. A USDT transfer leaving Tron must use the Tron route; a token in an Ethereum wallet needs the Ethereum route. Network transaction costs and delivery speed are determined by the chain you use, not by offcard.

Make a USDT deposit carefully

The dashboard shows a deposit address and the selected network. Copy those details only after choosing the matching route. Deposits are accepted from $5 to $15,000 and have a 5% fee. After the transfer is processed, offcard credits a USD balance that can be used to issue and fund a card.

For instance, a $500 USDT deposit has a $25 deposit fee, leaving $475 before other product fees. This is separate from the network fee charged by the wallet or exchange that sends the USDT. Keeping those two costs distinct helps you estimate what will be available.

Spend with the virtual Visa

Issue the card from the dashboard for a one-time $49 fee, then move the balance you want to spend onto it. The first card load must be $10 or more; later loads begin at $5. Card funding costs $1 per move. The offcard Visa virtual card costs $49 to issue. Moving money from the USD balance onto the card costs $1; the first load is at least $10, later loads start at $5, and each top-up can be as high as $10,000. Card authorisations cost $0.30. Foreign-currency transactions carry a 1.5% fee.

The Visa details are available in the dashboard and the card works with Apple Pay, Google Pay, online checkout, 3-D Secure codes and supported ATM withdrawals. You remain able to freeze the card or withdraw eligible money back to balance.

A stablecoin route, not a bank account

USDT can be the funding asset, but payouts are made from the available USD balance. If you later need a bank payout, send it by ACH to an eligible US account from the dashboard. The transfer range is $25 to $7,500 and the fee is 5% plus $5.

Use the crypto page for the complete supported asset list and the features page for a closer look at the card controls.

Frequently asked questions